Attention remodeling contractors. The Delaware Assistive Technology Initiative (DATI) is a group affiliated with the University of Delaware. They deal with disability studies and commonly receive consumer calls for names of contractors that build ramps, widen doorways and other renovations that comply with ADA. If you want to be placed on this list, contact Joann McCafferty email@example.com or www.dati.org.
DSHA Expands Loan Program to Help Non First-Time Buyers
Now Repeat Buyers Can Take Advantage of Low Rates Too!
July 25, 2012 – (DOVER, DE) – The Delaware State Housing Authority (DSHA) today announced an important change to its homebuyer program that will allow qualified non first-time homebuyers to purchase a home in Delaware using a low, 30-year fixed-rate home loan. Previously, DSHA’s homebuyer program was only offered to income-qualified, first-time homebuyers. The new Home Again loan program allows qualified individuals who have previously owned a home to use DSHA’s range of mortgage products — including first mortgage financing, as well as downpayment and closing cost assistance. Now, whether a homebuyer is purchasing their first or next home, DSHA offers mortgage products that can make the American Dream of homeownership a reality in Delaware.
In years past, second or repeat homebuyers often had cash to purchase their next home with the proceeds generated from the sale of their home. Today, that is not always the case. Also, families looking to downsize to a home that better fits their family needs or finances may seek assistance with downpayment and closing costs. DSHA recognized this need in the housing market. DSHA’s expanded eligibility to assist these repeat homebuyers is a welcome resource.
“This expansion in mortgage opportunities will help in moving Delaware’s housing market and economy forward,” Governor Jack Markell said. “We are committed to working together to provide Delaware residents with the tools that enable homeownership.”
This is another important step DSHA has taken in our mission to provide all Delaware residents with the opportunity to enjoy the benefits of homeownership,” said Anas Ben Addi, Director of DSHA. “We are continuously devising innovative ways to afford individuals access to quality homes throughout the First State.”
“DSHA’s first-time homebuyer programs have been a long standing success for Delaware. The expansion of these programs to non first-time buyers is a tremendous opportunity for potential homebuyers. I commend DSHA for their efforts to promote affordable housing,” commented Fred Fortunato, Vice President of Project Management at Benchmark Builders, Inc. “Opening the DSHA program to non first-time homebuyers has given some people the ability to purchase again rather than renting. The availability of the SMAL (Second Mortgage Assistance Loan for downpayment and closing costs) will give buyers the opportunity to buy again if they did not receive the proceeds they were anticipating or if they are going through a life change with limited funds,” said Joan Fitzgerald, Mortgage Consultant with Trident Mortgage. Home Again is a statewide program that helps potential homebuyers with financing at below-market rates. In order to qualify, a buyer’s income must not exceed $93,725 and the property which the buyer wishes to purchase cannot exceed $387,692, depending upon the area in which the property is located.
Along with Home Again, DSHA recently announced the Loans for Heroes mortgage product which offers reduced rates for qualified veterans.
For more information about this and other DSHA homebuyer programs visit: http://www.destatehousing.com/HomeOwnership
Join us as we support Greg’s campaign. Greg Lavelle has long been an advocate for small businesses. A former Vice Chair of the Economic Development, Banking and Insurance & Commerce Committee, Greg has fought for sensible and stable tax and regulatory policies. He recently sponsored a bill to require that all regulations be reviewed at least every five years. The bill did not pass but was a catalyst for the Governor’s recent initiative to review regulations via an Executive Order. Greg was formally recognized this year by the Delaware State Chamber of Commerce and the New Castle County Chamber of Commerce for being a champion and advocate for business in Delaware.
To download this as a pdf click here: https://www.dropbox.com/s/0ejuo6esafzsdri/Greg%20Lavelle%20-%20August%201%20-%20Harry%27s%20Seafood%20Grill.pdf
Calling all Ladies: On Saturday, September 8, 2012 from 7 – 10 PM, Noble’s Pond will be hosting a Girls Night Out to Fight MS in their spectacular ballroom in the Clubhouse. The evening will include heavy hors d’ oeuvres, cocktails, silent and live auctions, music by DJ Diva, a fashion show sponsored by Blooming Boutique and a medley of vendors for a variety of shopping opportunities.
HBADE members The Villages of Noble’s Pond, REMN, Bath/Kitchen and Tile Centers, and Wells Fargo Home Mortgage are all proud sponsors of this event. Tickets to this event are only $20 and are on sale now. To participate as a sponsor or to purchase tickets, please contact Mary Field at 302.736.5000.
Becker Morgan has released the recent accomplishments of two of their staff members.
Becker Morgan Group congratulates Adam Jones for passing the examination to become a Delaware Professional Land Surveyor. To obtain this registration, an individual must pass a series of exams and fulfill education and experience requirements set forth by the Division of Professional Regulation / Board of Professional Land Surveyors.
Mr. Jones is a Land Surveyor with Becker Morgan Group. His experience includes setting geodetic control, locating topographic information, performing boundary retracement, and all aspects of construction stakeout utilizing a variety of equipment including Automatic Level, Total Station, Robotic Station, Scanner, and GPS Systems (RTK/Static). Recent project experience includes: Delaware State University, New Dover High School, Wesley College Campus, Bayhealth Medical Center, Garrison Oak Technical Park / Dover SunPark, Dover Scout Reservation / Boy Scouts of America, and Nottingham Meadows Subdivision.
Becker Morgan Group is pleased to announce L. Mark Loudermilk, AIA has joined the Wilmington, NC office as an Associate. Mr. Loudermilk is a graduate of the University of Tennessee with a Bachelor of Architecture, and brings over 18 years of architectural experience in the southeastern region. Mr. Loudermilk is registered in North Carolina, Georgia, and Virginia and also holds a national certificate with NCARB. He is actively involved with the American Institute of Architects, and is the Immediate Past President of the Wilmington Chapter.
Mr. Loudermilk is currently working on the new Audi Cape Fear auto dealership in Wilmington, a wedding center in Fayetteville named Vizcaya Villa, and numerous other office, retail, restaurant and residential projects throughout the region. Previous Wilmington design experience includes the Bank of America tower, the renovation of the former Toms Drug Store into the Village Market, the New Bridge Bank building, and New York Hatters, a mixed-use building.
Another way to help Fans for Trinity:
Yesterday, July 19, 2012, the Board of Directors unanimously elevated and elected Jim McCulley as a Life Director of the Home Builders Association of Delaware.
Jim is well deserving of this honor. Jim has served on the Board of Directors in several capacities for well over 10 years, closer to 15 years dating back to 1988-89. Jim has been a Board member, and an Associate Director. He is currently the Associate Vice President of HBADE and has volunteered numerous times for golf outings, pig roasts, committees, home shows, you name it.
Jim has been a conscientious volunteer in other HBADE committees and Councils as well as at NAHB and he is currently the Chair of our Associates Council. As one of only 9-10 Professional Wetlands Scientist’s in the State of Delaware, he serves as our in-house expert on wetlands and science-related topics. He is our resident expert on the Chesapeake Bay TMDL issues with EPA. He also is a member of the NAHB Environmental Committee and thus attends most NAHB meetings – Spring Boards, Fall Boards, and IBS.
All this while running his business Watershed Eco along with wife/business partner Jacki McCulley (pictured). On top of it all, he’s really a good guy and a friend. Having known Jim for over 20 years, it is an honor to write and post this clip in Sticks and Bricks.
Congratulations to Jim McCulley, our newest HBADE Life Director!
Becker Morgan Group is pleased to announce the new James M. Bennett High School in Salisbury, MD and Pocomoke High School in Pocomoke, MD were selected by the National School Board Association (NSBA) to be featured in the 2012 Exhibition of School Architecture. The exhibition was held during NSBA’s 72nd Annual Conference in Boston, MA. Projects were selected based on architectural solutions that are uniquely adapted to fulfill the desired educational program, while creating organized instructional areas, flexibility, community spaces, and technologically advanced systems.
The new James M. Bennett High School is the result of a collaborative design process, providing a technology rich, environmentally friendly school. The site planning required the phased construction of the new building adjacent to the occupied existing high school which was demolished following completion of the new facility. Sustainable design elements begin with the buildings orientation and include a geo-thermal HVAC system, daylight harvesting utilizing high performance glazing with automatic window blinds, and light control monitors.
The new additions at Pocomoke High School encompass and surround the existing school, adding new Cafeteria, Kitchen, Gymnasium and Music Rooms to the Southwest, a new Administration and Media Center addition to the front of the building on the Southeast, and new Science Classroom wing to the Northeast. A new circulation pattern was developed to tie the formerly disparate parts into a congruent whole. The design process worked to incorporate local vernacular to create a “Pocomoke Centric” feel, and extensive use of natural light was a central theme.
Becker Morgan Group provides Architecture, Civil Engineering, Surveying, and Interior Design services. The firm has offices in Maryland, Delaware, and North Carolina. For more information, please visit www.beckermorgan.com.
“Connect-the-Dots” to Green Living at DNREC’s Building at the Delaware State Fair
HARRINGTON (July 16, 2012) – Step inside DNREC’s education building at the Delaware State Fair and follow the trail through the First State’s environments – from our state parks, farms, and wetlands to our woodlands, beaches and backyards – and “Connect-the-Dots” to green living. The new Green Living exhibit and “Connect-the-Dots” game guide you through a tour of Delaware and make the connections between how our actions affect our environment.
“We hope everyone stops by the DNREC building at the State Fair to learn ways to save money and improve the environment at the same time,” said DNREC Secretary Collin O’Mara. “This year’s Green Living exhibit makes the connections to the actions that will improve our world and our quality of life. We invite everyone to visit the DNREC building and discover Green Living.”
The DNREC building is located on Rider Road at the north end of the fairgrounds near the 4-H Building and across from the farm machinery displays. The building is open from 5 until 8 p.m. on preview night, Thursday, July 19 and from 10 a.m. to 8 p.m. daily, Friday, July 20 through Saturday, July 28.
Visitors can play the “Connect-the-Dots” game by visiting each Green Living exhibit and making the connections. For instance, by planting a tree, more oxygen is released into our atmosphere by that tree, which then improves the quality of the air that we breathe and our health. Participants who complete the game will win a beautiful black-eyed susan flower they can take home and plant in their yards.
Visitors who make a pledge to make a change in their world – volunteer to help clean-up a waterway, repair a leaky faucet, or replace a light bulb with an energy efficient bulb, just to name a few – will qualify for the grand prize drawings of a State Park weekend package, a rain barrel, an energy efficient lighting package, a DNREC “grab bag” prize, or other great prize.
DNREC’s Delaware State Parks’ exhibit showcases Governor Jack Markell’s Trails and Pathways Initiative for a bikable and walkable Delaware by creating a statewide network of trails and pathways. The Trails Initiative will improve air quality, provide transportation alternatives, expand recreational opportunities, spur local businesses and promote healthier lifestyles. Visitors can view maps of proposed trails and pathways and learn how trails will create new connections to communities throughout our state. Families can find out how they can take the 2012 Delaware State Parks Trail Challenge by hiking existing state park trails to earn a Hiker Award and Trail Challenge patch.
While you’re in the DNREC Building, visit the Green Energy House, along with a septic system exhibit and DelDOT’s LIveable Lawn display, and see how you can live green – and save green. The house showcases the practices and products that can help homeowners save money and improve the environment. As you tour the open-framed house, you’ll see familiar spaces and you’ll discover plenty of energy, water and money-saving ideas – many of which you can use today with little or no costs to you.
The septic system display demonstrates how a septic system works and the financial and technical assistance available to help replace a malfunctioning system. A failing septic system is one of the largest sources of water pollution and groundwater contamination, so replacing a malfunctioning one protects our water resources and helps prevent the spread of infection and disease. Information on Delaware’s Septic Rehabilitation Loan Program that assists qualifying homeowners with low-interest or no-interest loans will be available.
DelDOT’s Liveable Lawn display features ideas on how to landscape using containers and native plants. Designed and developed by Jules Bruck, associate professor of landscape design and Sue Barton, associate professor of horticulture at University of Delaware, the landscape demonstrates how to minimize fertilizer and pesticides and use native plants in your own yard. Also, stop by DelDOT’s “Plantopia” and “Save the Yard,” interactive touch-screen games that help you chose native plants and demonstrate the benefits of native plants for wildlife. This games were designed and developed by the students of University of Delaware’s Associate Professor of Art Troy Richards and Professor of Computer Sciences Terry Harvey.
The ever-popular Division of Fish and Wildlife’s wild animal display is back again, featuring fish, northern bobwhite quail, canvasback and wood ducks, and turkeys. Take a walk through the Habitat Room and get a close-up look at a variety of wildlife species found in Delaware. Designed to imitate several of Delaware’s natural habitats, the room takes visitors through a small-scale tour of the state from the bay to inland forests and millponds. Adults and children of all ages will enjoy this wildlife viewing opportunity and discover the aquatic life of Delaware’s waterways.
Walk the Boardwalk Arcade for games that test your knowledge of the environment. Play “The Good, the Bad and the Beneficial Wetlands” game, build a wetland model and learn how wetlands help purify and replenish groundwater, reduce flooding and provide a multitude of services for our health and well-being. Challenge your knowledge of recycling by playing the “Is-it-Recyclable-or-Isn’t-It” toss and answer questions about Delaware’s water quality in the “Environmental Jeopardy” game. Check out the exhibit featuring anti-idling information and the campaign underway encouraging Delawareans to turn-off their engines to improve air quality and protect our health. Hop on the power-generating Energy Bike to see how much “people-power” you can generate that reduces your carbon footprint and improves the environment.
The black-eyed susan flowers were grown by Brendan McClanahan, a student of Susan Wujtewicz’s environmental science class at Polytech High School in Woodside. Evan MacGuinness of Leon’s Garden World supplied the native trees and plants located throughout the Green Living exhibit.