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Benefits Connection September / October 2013

September / October 2013
in this issue
Affordable Care Act (ACA) Required 10/1/13 Notice to EmployeesMarketplace Exchange Plans

Deductible Reminder

2014 Healthcare Law Changes

Please Share

The Benefits Connection is the largest association plan in Delaware. Since 1980, the Benefits Connection has served the small and mid-size businesses by providing:

  • Group Healthcare
  • Group Dental
  • Group Vision
  • Group Term Life
  • Group Short Term Disability
  • Group Long Term Disability
  • Voluntary Products with AFLAC
  • Workers Compensation
  • Wellness Program

Your Human Resource Director:

  • Beth Fisher
  • 302-294-2059
  • fisherb

The Benefits Connection offers a Wellness program that includes an individual Health Risk Assessment and a website library that will provide information regarding conditions, concerns, nutrition and so on.

More about the Benefits Connection’s Wellness Program…

·Affordable Care Act (ACA) Required 10/1/13 Notice to Employees
By now you have received several notices reminding you that all employers are required to provide a notice to every employee before October 1, 2013.A sample notice is provided on the government website (Department of Labor) and there are two models – one for employers who offer coverage and one for employers who do not offer coverage. This same notice is required to be presented within 14 days to newly hired employees.

For more information you can visit our free award winning human resource website at You can contact us for a personal logon or you may use the following temporary logon and password.

Visit HR360 ……….
·Marketplace Exchange Plans
We want to let you know that our Broker for the Benefits Connection, Allen Insurance Group, has obtained certification to help our members navigate the healthcare plan options that will be offered by the Marketplace Exchange.

As we have done for the past 33 years, we will be working with our members to help them determine the best plan and premium for you and your employees.

·Deductible Reminder
Many of you and your employees are enrolled in an HSA plan that has an annual deductible.

We wanted to remind you that persons enrolled with Highmark Blue Cross Blue Shield that your plan renewed in 2013 with an extended deductible period to the renewal date of 4/1/2014.

Members who have satisfied their deductible will want to renew prescriptions and obtain any services that may be needed before the end of the year to take full advantage of their coverage.

·2014 Healthcare Law Changes
We have found a blog on that you may find helpful. There is certainly a lot to the health care laws but it’s based on a few simple principles. This blog has a 214 word summary and also includes several links should you want more details.
Read 2014 changes in 214 words……
·Please Share

This newsletter can be shared with others and should be shared with all members of the Benefits Connection. Thank you for ‘passing the word’.

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Allen Insurance Group | 410 Delaware Avenue | Wilmington | DE | 19801

About HBA of Delaware

HBA/DE has been an integral part of the growth and economic development of the State of Delaware since 1947. HBA/DE was founded as a non-profit state affiliate of the National Association of Home Builders (NAHB) representing home builders and other businesses directly related to Delaware's Home Building Industry. Consisting of Builders, Remodelers and a group of diversified associate members, the Home Builders Association of Delaware strives to protect and preserve housing as a symbol of America.


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