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Benefits Connection from Allen Insurance Group June/July 2014

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The Advisor

a publication of Allen Insurance Group

June/July 2014
Water Damage flood water
Different types of water damage require different coverage riders and in some cases, a separate policy.

Water damage from a broken pipe, overflowed washer/sink, broken window (allowing rain water in) are covered under a standard Homeowners policy, after your deductible.

Water damage from rising water from a sewer backup is only covered if a rider/endorsement is included in your Homeowners policy, after your deductible.

Water damage from flood water is NOT covered under your Homeowners policy and requires a separate policy.

We will be happy to discuss coverage and cost with you. Contact us at 302-654-8823 or email us at allen.

Thunderstorms & Lightning
Summer is the peak season for one of the nation’s deadliest weather phenomena–lightning. Though lightning strikes peak in summer, people are struck year round. In the United States, an average of 51 people are killed each year by lightning, and hundreds more are severely injured. While lightning fatalities have decreased over the past 30 years, lightning continues to be one of the top three storm-related killers in the United States.

Often, these injuries and deaths are due to misinformation around the seriousness of thunderstorms and lightning. Lightning awareness helps bring these issues to light and to ultimately help save lives.

Below you’ll find some additional information about thunderstorms and lightning:

Eye Chart 2Voluntary Vision Coverage
Need vision coverage? You can enroll online for voluntary vision coverage for you and your family.

Simply click on the link below and you will be able to review coverage, cost and enroll.

Individual Voluntary Vision

If you have any questions please contact us at 302-654-8823 or email us at allen

Coverage for Fido or Fifi
We have been asked so many times if we offer coverage for your pet. Well, now we do. Simply click on the link below and you will be able to review coverage, cost and enroll.


Get your Pet Coverage quote

If you have any questions please contact us at 302-654-8823 or email us at allen


Free RX Discount

This FREE card will provide a great savings for you. You can search and shop for the best price for a prescription by various pharmacies. Just present the card at the pharmacy and they will be able to advise which discount is better for you – the insurance company’s discount or if the RX Discount card provides the best discount.

Feel free to share this link with family and friends.

It is a free service from Allen Insurance Group

Allen Insurance Group RX Discount Card

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410 Delaware Ave Wilmington, DE 19801



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If we have done a good job for you by providing comprehensive coverage, shopped for the best price and given you the service you expect – please share us with your family and friends.

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Anyone can visit our website for much more information:

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About HBA of Delaware

HBA/DE has been an integral part of the growth and economic development of the State of Delaware since 1947. HBA/DE was founded as a non-profit state affiliate of the National Association of Home Builders (NAHB) representing home builders and other businesses directly related to Delaware's Home Building Industry. Consisting of Builders, Remodelers and a group of diversified associate members, the Home Builders Association of Delaware strives to protect and preserve housing as a symbol of America.


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