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November Nominees for Associate of the Year 2016

At the 11/19/15 HBADE Board meeting the following Associate members were nominated by builders for exceptional service this past month to HBADE.  Beginning with these nominees, all nominations will be collected at each monthly Board meeting, for voting next November 2016 for Associate of the Year.

Ed Minch, Energy Services Group, for conducting classroom and field training to builders and code officials in Sussex County on the energy code.  Nominated by Mark Fitzgerald

Thom Marston, Energy Services Group, for conducting classroom and field training to builders and code officials in Sussex County on the energy code. Nominated by Mark Fitzgerald.

Barbara Kleger, Kleger Associates, for organizing and moderating recent builder panel at Mid-Atlantic 55+ education event.  Nominated by Mick Kenney.

Debra Young, Empowerability LLC, for co-organizing and moderating recent membership mixer in Newark hosted by the Associates Council. Nominated by Kevin Whittaker.

John Johnson, Karins and Associates, for co-organizing and sponsoring the hors douvres at the recent membership mixer in Newark hosted by the Associates Council. Nominated by Kevin Whittaker

Mike Janis, RCI Printing and Graphics, for co-organizing and securing the venue for our recent membership mixer in Newark hosted by the Associates Council. Nominated by Kevin Whittaker.

Congratulations to all!



November-December 2015 Benefits Connection Newsletter

November – December 2015

Visit Our Website

Happy Thanksgiving

We send wishes to you and your employees to enjoy a wonderfully blessed Thanksgiving.
From Our Offices To Yours.

January Group Healthcare Renewals
All of our groups have received their January renewal options.  If you are not making any changes you do not have to do anything. However, a quick email to us with your decision will be appreciated. If you are making a change, it is important to get your paperwork to us as soon as possible.  Just imagine the ‘bottle neck’ at the insurance companies for all the January renewals.Everyone will want their new ID Cards as soon as possible so “the sooner the paperwork is submitted the better”.  Contact us

January Individual Healthcare Renewals 
For those enrolled in an individual plan (not through a group) if you are not making any plan change you do not have to do anything. BUT, if you are deciding to change your plan (probably to lower your premium) a NEW application is required. Imagine the ‘bottle neck’ at the insurance companies for all the January renewals that are being processed.  To get your new ID Card as soon as possible please act quickly.   Contact us

Workers Compensation 

December 2015 Rate Increase

Workers Compensation has always been n major concern for our businesses.  The Delaware Insurance Department has approved a 7% increase, effective 12/1/15.  Although this increase is less than expected it is an increase none the less and will effect your bottom line.  We have a unique solution for most industry classes and we invite you to contact us to learn more about our program. To discuss your specific company and industry class(es), call us at 302-654-8823.

If you currently have an HSA account with Bancorp, you should have received a notice regarding HealthEquity.  This new firm will provide a new account for you and the funds currently in your Bancorp account will be transferred. New cards will be sent to you for activation.  We have attached a FAQ’s flyer that may help resolve your questions.  You can direct questions to 866-382-3510.

Click here for FAQ regarding HealthEquity


Our Benefits Include,
Expert assistance for: 

  • Healthcare plans
  • Dental
  • Vision 
  • Term Life 
  • Short Term Disability, Long Term Disability 
  • Voluntary Benefits
  • Workers Compensation 
  • LegalShield  and Identity Theft coverage 
  • Human Resource Portal for Employers/Employees  for all employee benefits

To learn more about our benefits call us at 302-654-8823.

Privacy Notice

This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at www.AllenInsurance.com or you may call our office 302-654-8823 to request one be mailed to you. Read Our Privacy Notice 



302-294-2059    302-654-8823

HBA/DE Annual Membership Meeting

The Home Builders Association Annual Membership Meeting

The Home Builders Association’s, annual membership meeting, was held yesterday afternoon at the Clubhouse at Noble’s Pond in Dover.  The purpose of the meeting is to review the activities of the Association over the past year and elect our Board of Directors for the coming year.

For the written summary of our Association activities in 2015 please click here.

Congratulations to the following members elected to our Board for 2016.  They will be inducted at our next Board meeting and introduced to all at our Leadership and Legacy Ball December 12, 2015 at World Café Live in Wilmington:


President: Kevin Whittaker, Whittaker Brothers

Senior Vice President: Scott Bradley, Bestfield Homes

Associate Vice President: Debra Young, EmpowerAbility, LLC

New Castle County Vice President: Matt Egan, Benchmark Builders

Sussex County Vice President: Mark Fitzgerald, Schell Brothers

Kent County Vice President: Mary Field, Noble’s Pond

Treasurer: Jeff Haggerty, Grubb Lumber

Secretary: Richard Forsten, Saul Ewing

Immediate Past President: Fred Fortunato, Benchmark Builders

Directors – Builders

Mick Kenney, McKee Builders

Debra Finocchiaro, Leon Weiner & Associates

James Stevenson, OneCall Services

Bob Taylor, JS Homes

Bob Thornton, Silverstock Builders

Mark Gandy, Middletown Kitchen and Bath

Directors – Associates

John Johnson, Karins and Associates Engineering

John Ford, Re/Max Associates

Scott Wilcox, Whiteford Taylor Preston

John Gormley, PRO-Build 

Mike Riemann, Becker Morgan Group, Inc.

Jim Wright, Artisans’ Bank

John Tracey, Young Conaway Stargatt & Taylor

Mike Easton, Horty & Horty, P.A.




HBA/DE Welcomes New Members!

November 20, 2015

Home Builders Association of Delaware would like to welcome our new members!

Sandy Caloway, Lighting Consultant

Bruce Emerson, General Manager

Dover Electric Supply Company


Mark Gandy, President

Middletown Kitchen and Bath LLC



Zoe Stewart, Store Manager

Justin Frost, Asst. Design Development Manager

The Tile Shop



Bayard Williams Named Delaware Realtor of the Year

October 15, 2015

Martin, Pidgeon, and Ratner Honored for Charitable Efforts

Dover, DE, — The Delaware Association of Realtors recognized Bayard Williams, the New Castle County Board of Realtors President-Elect, as its 2015 Realtor of the Year. The award was presented by DAR President Eric Braunstein during the association’s recent Annual Convention & Trade Expo, held at Dover Downs Hotel & Casino.

The award honors the Delaware Realtor who is outstanding in a given year based on service to the Realtor organization on the national, state, and local levels as well as business accomplishments and community volunteerism.  As a result of the honor, Williams will represent Delaware at the upcoming National Association of Realtors Annual Conference & Expo in San Diego.

In addition to serving as President-Elect for the New Castle County Board, Williams also serves as chair of the NCCBOR Public Policy Committee, an RPAC trustee, and a member of its Executive and Finance committees.  At the state level, he is a member of the DAR Board of Directors and a member of DAR’s Public Policy and DelPAC committees.

A REALTOR® since 2005, Williams is also a member of the Delaware Association of Homebuilders and this year is a sponsor of both KW Cares and Healthy Foods for Healthy Kids at the Springer Middle School as well as a volunteer with Habitat for Humanity.

Good Neighbor Award Winners

Working to highlight Realtors who make a positive impact in their communities, the DAR also recognized at its Convention the three winners of local Realtor associations’ Good Neighbor awards.  The charities for which the three Realtors volunteer also each received a $1,000 donation from the DAR.  The local Good Neighbor Award winners are:

  • Erin Ann Martin, who is with the Sussex County Association of Realtors, volunteers for the charity, KINfolk, an organization that has helped more than 85,000 seriously ill children in 31 states via KINfolk’s Laptop Lending Program, which enables the children to stay connected with their families, friends, and schools. The laptops provide a communication lifeline to the people they need the most – those who love and support them – at a time when they need them most.  These devices also serve to keep the children entertained and thinking about something other than their pain and illness.  Erin has served as a sponsor and volunteer, and has also personally donated more than $2,200 from her earned commissions to KINfolk Delaware.
  • Kristin Pidgeon, who is with the New Castle County Board of Realtors, volunteers for the Down Syndrome Association of Delaware. In 2013, in partnership with the DSA of DE, Pidgeon created the Rock Your Socks Campaign for World Down Syndrome Day.  What began two years ago as handing out 75 pairs of bright, colorful mismatched socks has grown in 2015 to a distribution of over 36,000 pairs of socks in schools, business, churches and organizations in Maryland, Delaware, New Jersey and Pennsylvania.  She also created educational packets including lesson plans, videos and handouts for schools to use with their students to teach them about Down syndrome while wearing their fun socks. Rock Your Socks has created both awareness and understanding about individuals with differences that ultimately leads to acceptance of people with Down syndrome in our communities.
  • Tricia Ratner, who is also with the Sussex County Association of Realtors, volunteers for the Epworth UMC Skate Park. Ratner was part of a three-person team of mothers who had a vision to build a skate park in the Rehoboth Beach area for the many people who enjoy the sport of skate boarding , and she was very involved in raising $75,000 from people and businesses in the community to fund the project.  The park was constructed in 2014 and since then, the park has been filled with people of all ages who enjoy skateboarding.  She continues to raise money for the ongoing upkeep of the park and volunteers to help with various events associated with the park.

The DAR Convention was attended by more than 600 Realtors and 35 exhibitors, including the following charities: Ronald McDonald House, Boys & Girls Club of Delaware, and Home of the Brave.

  • end –

The Delaware Association of Realtors serves as the voice for real estate in Delaware and has more than 3,700 Realtor members, all of whom subscribe to the strict Code of Ethics of the National Association of Realtors.

The Advisor from Allen Insurance Group for October-November 2015

Individual Health Plans 

Renew January 1st 2016

If you are not covered by a group health plan and are enrolled in an individual plan, you will soon receive information about your January 2016 plan options.

As you may have heard the two insurance companies offering policies for individuals in DE had rate increases for 2016.

Highmark BCBS of DE is 22.4%
Aetna is 16%

(FYI, Group renewals for 2016 have an increase of 12.7% with Highmark and a reduction of 6.1% with Aetna)

Some plans have changed, been added or deleted.  We will help you shop the market, assist with enrollment, help you to make changes, help you determine eligibility for a subsidy or just help you with your renewal decision.


It’s Not Too Late to Protect Your Family and Property from Storm Damage
Now is the time for Delaware residents and homeowners who could be in the path of a storm to make preparations for damages.

There are several simple steps that could make filing a claim after a storm easier.

Delaware Insurance Commissioner Karen Weldin Stewart and the National Association of Insurance Commissioners (NAIC) offer these tips to help protect your family and your possessions.

Be Prepared – Read More

410 Delaware Ave  Wilmington, DE 19801

URGENT NEED -Sussex Community Crisis Housing

Home Builders Association of Delaware was contacted, by Representative Ruth Briggs King, about urgent needs at Sussex Community Crisis Housing. Sussex Community Crisis Housing provides shelter for homeless individuals as well as families, and creates a nurturing supportive environment, while helping them get back on their feet.

Executive Director Marie Morole provided HBA/DE a list of their urgent building needs.

Interior paint for the shelter and transitional housing.
Exterior paint for sheds and other areas.
New Carpeting and vinyl flooring for the shelter.
Replacement shingles for sheds that have multiple missing shingles.
Volunteers to provide repairs, painting, and flooring installation.

For more information on how you can help, contact Maria Morole.

204 East North Street
Georgetown, DE 19947
(302) 856-2246

Free Webinar on Post-Construction Stormwater Management

DNREC will be hosting a free viewing of the Center for Watershed Protection webinar, Checking in on Post-Construction Stormwater Management, Nov 18, 1:00 – 2:30PM at the New Castle Room in Dover, DE.

New Castle Room
820 Silver Lake Blvd.
Dover, DE 19901


For many MS4s, the post-construction minimum measure is the most complicated, and the one that requires the highest level of local program development.   Post-construction stormwater management involves development of stormwater standards, plan review, inspections, and verification of long-term maintenance. This program is also becoming more prominent as state MS4 permits are revised and reauthorized. This webcast will explore innovations and trends in post-construction stormwater management, with MS4 case studies featuring program components and budgets.

To view for free you must attend in person in Dover.

Register here


U.S. Senate in Washington Votes Against the EPA Water Rule

We want to thank all of our members that answered our request and took time this week to contact Senator Carper and Senator Coons, to encourage them to vote in SUPPORT of S. 1140 (as you recall, this bill would have required EPA to withdraw the Waters of the U.S. (WOTUS) rule and address the many procedural flaws).


Unfortunately our industry encouragement and support of the bill was not sufficient. Senator Carper and Senator Coons both voted against the bill.  The bill ultimately failed to pass at the Tuesday vote in Washington.


Here is the Statement from NAHB Chairman Tom Woods released Tuesday after the vote: “We are disappointed with those senators who chose politics over sound public policy. Regardless, we will continue to fight to overturn this ill-defined and erroneous rule that infringes on states’ rights and triggers costly and burdensome permitting and regulatory requirements. EPA and the Corps need to start over and work with affected stakeholders to get it right.”


Since the vote Tuesday, NAHB has been working on a number of avenues to obtain relief from these rules that if left unchecked ultimately could lead to higher costs and thus reduce housing affordability.


Again, we thank all of you for voicing your support. Even though the vote did not go our way, our collective voice of NAHB was clearly heard on Capitol Hill. And we want to thank you for your patience, having received from us three “Call to Action” emails in 3 days.  We thank you for your understanding.

55+ Marketing Trends: A Successful Collaboration!

November 5th, 2015 – Lisa Price, of Lisa Price &
Associates presents: 55+ Marketing Trends

Lisa Price

The event took place at Liseter, by Toll Brothers in Newtown Square, PA and was a collaboration of the Home Builder’s Association of Delaware, Maryland Building Industry Association, Building Industry Association of Philadelphia, Builder’s League of South Jersey, Home Builder’s Association of Bucks/Montgomery Counties, Building Industry Association of Lancaster County, and the Home Builder’s Association of Chester and Delaware Counties.


Attendees in the lower level of the Carriage Barn, by Toll Brothers.

Lisa gave updates on what’s happening in the 55+ housing market.  She discussed age restricting versus age design.  Lisa identified voids in the 55+ market, and how Baby Boombers impact the rental housing market.


Lisa Price, of Lisa Price & Associates, Speaks on 55+ Marketing Trends.

Followed by Lisa Price’s presentation, a panel consisting of five builders, was moderated by Barbara Kleger of Kleger Associates.


From Left to Right:Tim McCarthy, Chairman of NAHB 55+ Housing Industry Council ,Todd Pohlig, Pohlig Builders, Frank McKee Jr.,McKee Builders, Pete Sikora, Bozzuto Group , Mike Young, Toll Brothers

The Builders answered questions about design, and the trends they are seeing in their market areas.  All builders agreed that there were no particular features that the 55+ market sought, other than personalization and making housing unique to them.

Thank you to our Sponsors:

2015 PMN Logo
Sobieski Logo 2014
Tricon Construction Management Logo


Special thanks to:

Barbra Kleger of Kleger Associates
Mick Kenney of McKee Builders
Mike Young of Toll Brothers
Jennifer Pedley of Toll Brothers
Marianne Scott of Building Industry Association of Philedelphia

For their hard work in helping organize, set up, and make the 55+ Marketing Trends event run smoothly.

To learn more about the 55+ Housing Industry Council, or how to join, click here.

back to HBADE Website


  • NLRB Overturns Browning-Ferris Decision; Reinstates Prior Joint Employer Standard December 15, 2017
    In a victory for NAHB and the small business community, the National Labor Relations Board (NLRB) voted on Dec. 14 to overturn its 2015 ruling in the case of Browning-Ferris Industries. Yesterday's 3-2 vote effectively overturns an Obama-era decision that radically expanded the traditional definition for joint employer status.
    NAHB Now
  • IHA Meeting Focuses on Housing Affordability December 15, 2017
    Housing affordability continues to be a priority for housing experts not just in the United States, but worldwide, said participants at the 2017 Interim Meeting of the International Housing Association held in Tokyo last month.
    NAHB Now
  • 2018 Could Bring More of the Same: Tight Labor and Costly Materials December 14, 2017
    NAHB Chief Economist Robert Dietz provides a brief summary of the challenges builders faced in 2017, and describes the impacts of hefty tariffs on Canadian softwood lumber.
    NAHB Now