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Benefits Connection Newsletter – January/February 2016

As we begin 2016 we see the challenges ahead for our businesses.  When you need assistance regarding your Employee Benefits; the various options that are available; and the looming ACA Reporting – contact us for assistance.

Phone 302-654-8823


Click here to contact us 


April Group Healthcare Renewals

We are working diligently to process everyone’s April renewal with all the options available to you. 

You will be able to review your renewal options and:

  1. Renew current company and plan(s)
  2. Keep current company but change plan(s)
  3. Move coverage to another insurance company and plan(s)
  4. Considering adding other plans such as HRA; Two Card Program; Partial Self Insured Plan.

We have over 100 groups renewing for April 1st.  We will ask you to consider attending a ‘GoToMeeting’ to review your renewal and options.  For groups needing an in-person meeting, please call us as soon as possible to get your appointment set – 302-654-8823.

For our larger groups, we will be available for person to person employee meetings to assist with our open enrollment process.

Groups that are using our free HR Management portal (Employee Navigator) we will update your plans as soon as you advise what renewal options you have elected.  Once your renewal is installed, your employees will be able to login and make their open enrollment choices.

Any groups electing to start using the Employee Navigator are encouraged to do so and we ask that you call us for more specifics.

Did You Hear ?

Our April Dental and Vision renewals with Delta Dental, Dominion Dental, United Concordia Dental and VSP Vision have a ZERO increase!

How Do Your Employees Get Their 1095 Form?

Each employee, for groups with less than 50 employees, enrolled in a healthcare plan will receive the ACA mandated 1095 form directly from the insurance company.  The insurance company will also send the required copy to the IRS. 

Insurance Jargon Confusing?

We know that there are times when the healthcare terms can be confusing.  So, we thought we would help by providing you with a helpful Glossary of Healthcare Coverage and Medical Terms.  Just click below to see the printable document.

Glossary of Healthcare Coverage and Medical Terms

Our Benefits Include expert assistance for: 

  • Healthcare plans
  • Dental
  • Vision 
  • Term Life 
  • Short Term Disability, Long Term Disability 
  • Voluntary Benefits
  • Workers Compensation 
  • LegalShield  and Identity Theft coverage 
  • Human Resource Portal for Employers/Employees  for all employee benefits

Privacy Notice

This notice will also serve as your annual Privacy Notice that we are required to send each year by Federal regulation. The notice is available on our website at or you may call our office 302-654-8823 to request one be mailed to you.  Read Our Privacy Notice 



302-294-2059    302-654-8823


About HBA of Delaware

HBA/DE has been an integral part of the growth and economic development of the State of Delaware since 1947. HBA/DE was founded as a non-profit state affiliate of the National Association of Home Builders (NAHB) representing home builders and other businesses directly related to Delaware's Home Building Industry. Consisting of Builders, Remodelers and a group of diversified associate members, the Home Builders Association of Delaware strives to protect and preserve housing as a symbol of America.


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